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The failures of Silicon Valley Bank and peers like First Republic Bank made 2023 the most tumultuous year for the banking industry since the 2008 crisis, but for some small community banks, the chaos hardly registered.<br/><br/>City Holding Co., the parent company of West Virginia's City National Bank with $6.2 billion in assets, is based in the capital city of Charleston, in a region of Appalachia known for coal. West Virginia is a state whose population of 1.8 million is on the decline, but president and CEO Skip Hageboeck sees that as an asset instead of a drawback. Major banks don’t reinvest much in West Virginia and surrounding towns in Virginia, Ohio and Kentucky to compete for customers, and City National has steadily increased its market share. Thanks to its focus primarily on retail banking rather than catering to businesses, just $894 million out of $5.1 billion (17.5%) in deposits are uninsured, according to its most recent call report, compared with 41% of total deposits at all U.S. banks.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/hanktucker/2024/04/04/americas-best-banks-2024/?sh=2fd50226d762<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

America's Top 5 Best Banks 2024

⏲ 2:53 👁 9M

Market Gains

A Hundred NYC Stores Just Closed Over CRIME

⏲ 5 minutes 26 seconds 👁 17.7K

LKM Fixing

Jesse Watters Primetime 4 26 24 FULL HD | BREAKING FOX NEWS April 26, 2024

⏲ 33 minutes 17 seconds 👁 63.9K

106.7 The Fan D.C. joins Trysta and Nick to voice his concerns over the Commanders and their 2nd overall pick in the NFL Draft

JP Finlay's Concerns with the 2nd pick

⏲ 3:6 👁 3.5M

Harmless Troll

Oops... Joebiden absolutely Loses control of himself!!!😆😆

⏲ 8 minutes 2 seconds 👁 885

Fox News

Laura Ingraham: CNN is getting 'nervous' about this

⏲ 4 minutes 46 seconds 👁 62.7K

Ackman says he could make his final choice closer to the election date, as he wished to preserve his optionality.<br/><br/>Biden does not speak about hostages including Americans, still being held in Gaza, he says.

Bill Ackman Says 'Not Voting For Biden,' Slams President For Inaction On American Hostage Issue: 'Too Focused On Other Talking Points…To Get Re-elected'

⏲ 1:7 👁 1.1M

MrLboyd Reacts

MIGRANT CRISIS JUST HIT BREAKING POINT IN DENVER

⏲ 13 minutes 26 seconds 👁 7.2K

Dana Loesch

Biden Is STEALING Your Money From Things That Don't Even EXIST (ft. Charles Payne) | The Dana Show

⏲ 15 minutes 21 seconds 👁 3.6K

But de jp- Team 2 from jp nesmy

But de jp- Team 2

⏲ 0:32 👁 20K

Fox News

Gutfeld: Thieves show no respect for Congressman Pencilneck

⏲ 13 minutes 43 seconds 👁 14.1K

A Righteous Perspective

Bidenomics backlash: Gen Z's Frustration!!!

⏲ 14 minutes 21 seconds 👁 4.7K

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